1. On 1 January 2009, an institutional investor's portfolio is valued at $10,000,000. The investor wants to make a donation to charity on 31 December 2009, but does not want the year-end portfolio value to fall below $10,000,000. The expected annual return on the investor's existing portfolio is 10 percent with a variance of 0.0144. If the investor wants a safety-first ratio of at least 0.5, the maximum amount the investor should plan to donate is closest to: